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FULL, LO & NO DOC LOANS
CHOOSE A LINE OF CREDIT OR OFFSET ACCOUNT
VISA DEBIT OR CREDIT CARD AVAILABLE
FREE EFTPOS, INTERNET AND PHONE TRANSACTIONS
 


LOAN TYPES
Full Doc
INTEREST TYPE
Variable Interest Rate
LOAN OPTIONS
Term loan / 100% Offest. Regulated and Unregulated.
TERMS
A simple loan - make regular repayments which reduce the balance of the loan. An interest only period of 10 years is available. Duration 30 years.
LOAN PURPOSE
Purchase. To purchase owner-occupied
BORROWERS
Owner-occupiers only. Also individuals, companies or trusts.
LOAN SIZE
Minimum: $50,000 Maximum: $1,000.000
LOAN VALUE RATIOS
Full Doc available up to 100% including construction
MORTGAGE INSURANCE
We pay the mortgage insurance.
INCOME RATIOS
An income test applies.
ONGOING FEES
No monthly account keeping fees. Unlimited free phone (IVR) and internet banking access. No annual fees / Over the counter deposits incur a $2 fee. ATM - First 5 free transactions, then $1.20 each thereafter.
REPAYMENT OPTIONS
Salary crediting to the loan account or direct debit from a pre-nominated bank account.
REDRAW
Free redraw. Additional payments allowed.
FRATE REVERSION
Internet rate reverts to standard variable rate after 5 years of satisfactory loan conduct.
OTHER
No split interest rates. VISA debit cards available withh 100% offset account. Portability available on all loans, subject to approval.
 
 
 

SIMPLY FILL IN THE APPLICATION AND SEND TO:
FAX: 1300 789 452 OR
MAIL: P.O.BOX 189, Mitcham VIC 3132

 
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